Commercial programs serve a broad segment of industries with the core commercial offering; specific industries and market niches with programs including automotive aftermarket; professional and amateur sports, motorsports, special events, and the entertainment industry; commercial transportation and trucking; Fabricare dry cleaners; forestry; manufactured housing; and workers’ compensation.
Your exposures are unique and deserve equally unique solutions that provide appropriate property and casualty coverage to match your needs and reduce your risk. Our team leads the industry in the management of risk and its related costs, meeting the needs of companies ranging from small retail establishments to multinational corporations.
General liability insurance is essential to safeguarding the financial health of your business. We will work together to assemble a comprehensive general liability coverage plan to optimize your coverage.
Umbrella liability insurance provides excess liability coverage that is typically broader than coverage in primary policies. Most Umbrella liability policies contain one comprehensive insuring agreement, which usually states that the ultimate net loss (the total amount in excess of the primary limit for which the insured becomes legally obligated to pay for damages of bodily injury, property damage, personal injury, and advertising injury) will be paid.
Surety Bonds help to safeguard performance for a specific obligation. Our team of experienced bond professionals works with our customers to develop a program to help them grow their business. We represent most surety companies doing business throughout the United States, including specialty programs designed for specific industries.
We understand the moving parts associated with Workers’ Compensation, and we work diligently to identify the risks that could have a significant impact on your business. We will collaborate to help you understand how your workers’ compensation premiums fit into your total cost of risk and the different measures that can be taken to drive profitability.
Cyber risks are increasingly complex and dynamic. From simple breaches of personal information to exposures involving hacker-caused explosions, computer destruction, or compromised medical devices, it is more important than ever to understand your coverage gaps and crossovers for cyber risks. We work to deliver an insurance program that is comprehensive and set in place protections to help reduce your exposure.